Terms and Conditions

Last Updated: 02/07/2025

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provisions of this agreement.

2. Insurance Services

  • We provide information about and assistance with obtaining health insurance under the Affordable Care Act (ACA).
  • We are licensed insurance agents/brokers and are not affiliated with the federal government or state marketplace.
  • All insurance products are subject to terms, conditions, and eligibility requirements.

3. No Professional Advice

  • Information provided on this website is for general informational purposes only.
  • Content should not be considered as professional medical, legal, or financial advice.
  • Consult appropriate professionals for specific advice.

4. Accuracy of Information

  • We strive to provide accurate and up-to-date information.
  • Insurance plans, rates, and regulations may change.
  • Final terms of any insurance policy are subject to the actual policy documents.

5. User Responsibilities

  • Provide accurate and complete information when requesting quotes or applying for coverage.
  • Maintain the confidentiality of any account credentials.
  • Notify us of any unauthorized use of your account.

6. Limitation of Liability

We are not liable for:

  • Errors or omissions in the content.
  • Any losses or damages resulting from the use of the website.
  • Technical issues or interruptions in service.
  • Third-party content or websites linked from our site.

7. Intellectual Property

  • All content is protected by copyright and other intellectual property laws.
  • Users may not reproduce, distribute, or modify content without permission.