1. Information We Collect

We collect:

• Personal identification information (name, email, phone number).
• Health information necessary for insurance applications.
• Technical information about your device and browsing.
• Information you voluntarily provide through forms.

2. How We Use Your Information

We use collected information to:

• Process insurance applications and quotes.
• Communicate about your coverage.
• Improve our services.
• Comply with legal obligations.
• Send relevant updates and marketing communications (with consent).

3. HIPAA Compliance

We maintain HIPAA compliance by:

• Implementing security measures to protect health information.
• Limiting access to authorized personnel.
• Obtaining necessary authorizations for disclosure.
• Maintaining audit trails of access.

4. Information Sharing

We may share information with:

• Insurance carriers for policy application and servicing.
• Regulatory authorities as required by law.
• Business partners with appropriate safeguards.
• Service providers who assist our operations.

5. Your Rights

You have the right to:

• Access your personal information.
• Request corrections to your information.
• Opt-out of marketing communications.
• Request deletion of information (subject to legal requirements).
• File a complaint about privacy practices.

6. Security Measures

We protect your information through:

• Encryption of transmitted data.
• Secure storage systems.
• Regular security assessments.
• Staff training on privacy procedures.

7. Cookies and Tracking

• We use cookies to improve website functionality.
• Users can control cookie settings through their browser.
• We may use analytics tools to understand website usage.

8. Changes to Privacy Policy

• We reserve the right to update this policy.
• Changes will be posted on this page.
• Continued use constitutes acceptance of changes.

9. Contact Information

For privacy-related inquiries:

• [Your Business Name]
• Email: [Your Email]
• Phone: [Your Phone]
• Address: [Your Business Address]

10. State-Specific Rights

Some states provide additional privacy rights to residents. Please contact us for state-specific privacy information.